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State Specific — Real Estate License practice questions

184 multiple-choice questions and 183 flashcards on State Specific, about 23% of the Real Estate License bank. Every one carries a written rationale.

Written and maintained by Nick Burton · last updated 2026-08-22 · how we write and review questions

What this chapter covers

State Specific is one of 13 chapters in CoStudy's Real Estate License bank, and it holds 184 of the bank's 796 multiple-choice questions — roughly 23% of the total. That proportion is not arbitrary: chapters follow the certifying body's published exam outline, and the number of questions in each is set by that domain's published weight, so the share of your practice time this chapter takes matches the share of the real exam it accounts for.

Studying by chapter is worth doing once you have a diagnostic score. A single overall percentage tells you whether you are close; it does not tell you which domain is dragging. Working a weak chapter in isolation, and re-testing it in isolation, is the fastest way to move a score that has stalled — and it is why the mock exams in CoStudy report by domain rather than as one number.

Free State Specific practice questions

10 questions drawn from this chapter, with the full rationale shown — the controlling principle behind the right answer, and why each wrong option tempts and fails.

A Colorado exam candidate answers 62/80 correctly on the national portion and 50/74 correctly on the state portion. What is the result?

  1. Pass — both scores clear their respective 60/80 and 53/74 thresholds
  2. Fail — the national portion (62/80) passes, but the state portion (50/74) falls short of the required 53 correct
  3. Pass — only the national portion's threshold matters for licensure
  4. Fail, and both portions must be retaken regardless of which one passed

Answer: B — Fail — the national portion (62/80) passes, but the state portion (50/74) falls short of the required 53 correct

62/80 clears the 60-correct national threshold, but 50/74 falls short of the 53-correct state threshold — so the state portion fails. (A) incorrectly claims both clear their thresholds when the state portion doesn't. (C) wrongly treats the state portion as irrelevant. (D) overstates the consequence — Colorado doesn't require retaking a portion that already passed, only the portion that failed.

A Washington seller wants the buyer to waive Form 17 entirely because the sale involves a family gift. Can every section be waived?

  1. Yes — a family-gift transfer allows full waiver of all sections, no exceptions
  2. No — even in a recognized waiver situation like a family gift, the Environmental section can never be waived if any answer to it would be 'yes'
  3. No — Form 17 can never be waived under any circumstances, family gift or otherwise
  4. Yes, but only if the buyer is also a licensed real estate agent

Answer: B — No — even in a recognized waiver situation like a family gift, the Environmental section can never be waived if any answer to it would be 'yes'

Even where a waiver situation is recognized (foreclosure, family gift, buyer previously owned the property), the Environmental section specifically can't be waived if any of its answers would be 'yes.' (A) overstates the waiver as unconditional even in a qualifying situation. (C) wrongly denies that any waiver situations exist at all. (D) invents an irrelevant buyer-license-status condition.

How many total hours of pre-licensing education must an Ohio salesperson applicant complete?

  1. 75 hours
  2. 90 hours
  3. 120 hours
  4. 150 hours

Answer: C — 120 hours

Ohio requires 120 hours across four courses. (A) is North Carolina's and New Jersey's pre-licensing hours, a cross-state trap. (B) is Washington's pre-licensing hours, also a cross-state trap. (D) overstates Ohio's actual requirement.

How many hours of pre-licensing education must a Nevada salesperson applicant complete as of January 1, 2025, and what changed?

  1. 90 hours; unchanged from prior years
  2. 120 hours; increased from 90 hours effective January 1, 2025
  3. 150 hours; increased from 120 hours effective January 1, 2025
  4. 60 hours; decreased from 90 hours effective January 1, 2025

Answer: B — 120 hours; increased from 90 hours effective January 1, 2025

Nevada's requirement rose from 90 to 120 hours effective January 1, 2025 — one of the highest totals nationally. (A) wrongly claims no change occurred. (C) invents a higher total and an incorrect prior baseline. (D) wrongly claims the requirement decreased.

A Florida broker receives conflicting written demands from the buyer and seller over disputed escrow funds. Which of the following is NOT one of the broker's four recognized options for resolving the dispute?

  1. Requesting an Escrow Disbursement Order (EDO) from FREC
  2. Filing an interpleader action in court
  3. Pursuing mediation, with written consent from both parties, to be completed within 90 days
  4. Unilaterally deciding which party is entitled to the funds based on the broker's own judgment

Answer: D — Unilaterally deciding which party is entitled to the funds based on the broker's own judgment

Florida law does not permit a broker to simply decide the dispute unilaterally — doing so exposes the broker to liability and FREC discipline. (A), (B), and (C) are all genuinely recognized options (along with arbitration) that must be pursued within 30 business days of the conflicting demands.

What is Mississippi's carryover rule for CE hours earned in the final 3 months of a licensing cycle?

  1. Up to 6 excess hours may carry forward to the next 2-year cycle
  2. All excess hours carry forward with no cap
  3. No hours may ever carry forward between cycles
  4. Up to 12 excess hours may carry forward

Answer: A — Up to 6 excess hours may carry forward to the next 2-year cycle

Mississippi caps carryover at 6 hours for CE earned in the final 3 months. (B) overstates the carryover as unlimited. (C) wrongly denies any carryover exists. (D) invents a higher cap than Mississippi actually allows.

What is Michigan's continuing education requirement, including hour breakdown and renewal cycle?

  1. 18 hours every 3 years: 6 legal updates + 3 fair housing + 9 elective
  2. 24 hours every 2 years, no specific topic breakdown
  3. 8 hours every year: 4 update + 4 elective
  4. 45 hours every 4 years

Answer: A — 18 hours every 3 years: 6 legal updates + 3 fair housing + 9 elective

Michigan requires 18 hours per 3-year cycle with the specific 6/3/9 breakdown. (B) invents an unrelated hour/cycle combination. (C) is North Carolina's actual CE structure, a cross-state trap. (D) is California's CE hours/cycle, another cross-state trap.

Within Minnesota's 30-hour/2-year CE cycle, what timing sub-rule applies, and what two specific 1-hour topics are mandatory?

  1. At least 15 hours in the first 12 months; 1 hour Agency Representation/disclosure + 1 hour fair housing law
  2. All 30 hours must be completed in the final 3 months before renewal; no specific mandatory topics
  3. At least 20 hours in the first 6 months; 1 hour ethics + 1 hour appraisal
  4. There is no sub-cycle timing rule, only a 30-hour total requirement

Answer: A — At least 15 hours in the first 12 months; 1 hour Agency Representation/disclosure + 1 hour fair housing law

Minnesota requires at least 15 of the 30 hours within the first 12 months, plus 1 hour on Agency Representation/disclosure and 1 hour on fair housing law. (B) invents an unrealistic end-of-cycle cramming rule. (C) invents a different split and unrelated mandatory topics. (D) wrongly denies that any sub-cycle timing rule exists — Washington has a similar 24-month sub-rule, a related but distinct cross-state pattern.

A candidate answers 100 of 150 questions correctly on the California salesperson exam. What is the result?

  1. Fail — 100/150 is about 67%, below California's 70% passing score
  2. Pass — the cutoff is 60%
  3. Pass — any score above 90 questions clears the exam
  4. Fail, but the candidate is granted a conditional license pending a retest

Answer: A — Fail — 100/150 is about 67%, below California's 70% passing score

100/150 is roughly 67%, short of California's 70% (105/150) passing threshold. (B) misstates the cutoff as lower than it is. (C) invents an unrelated raw-score threshold. (D) invents a 'conditional license' outcome that doesn't exist for a failing score — the candidate must simply retest.

Which of these is a specifically named MANDATORY topic within Oklahoma's 30-hour/3-year CE requirement?

  1. Real Estate Finance (30 hours)
  2. Property Management (10 hours)
  3. Brokerage Management (20 hours)
  4. Deed Theft (1 hour)

Answer: D — Deed Theft (1 hour)

Oklahoma's CE explicitly names a 1-hour Deed Theft course among its mandatory topics (along with Broker Relationship Act, Code and Rules, Contracts and Forms, Fair Housing, Hot Topic, and Professional Conduct). (A), (B), and (C) are all Oregon's PRE-LICENSING course components (with Oregon's actual hour counts), not Oklahoma's CE topics — a cross-state trap testing whether the learner confuses pre-licensing curriculum with CE curriculum across states.

State Specific flashcards

4 cards from the 183 in this chapter.

What environmental hazard does Utah law SPECIFICALLY require sellers to disclose, distinct from the general 'known material defects' standard?

Use, storage, or manufacture of methamphetamines on the property — a state-law-specific disclosure requirement beyond the general material-defects and federal lead-paint disclosure rules.

How does the mandatory CE topic list differ for an Arizona broker compared to a salesperson?

Brokers substitute three hours each of Broker Management Clinic 1, 2, and 3 in place of the salesperson's Commissioner's Standards course, in addition to agency law, contract law, disclosure, fair housing, and legal issues.

How many hours of pre-licensing coursework must a Louisiana salesperson applicant complete, and what distinctive 30-hour component is included?

90 hours total, including a non-substitutable 30-hour component covering Louisiana-specific legal and regulatory topics (License Law, Commission Rules, Law of Agency, and Louisiana civil law related to real estate).

Does an Illinois seller have to conduct an independent inspection to comply with the Residential Real Property Disclosure Act?

No — the seller only needs to disclose material defects they actually know about; they aren't required to investigate or discover issues they don't already know exist.

Practise the full chapter

These are a sample. The full State Specific chapter runs 367 items with per-chapter progress tracking, on the web and in the iOS app.

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